First-Time Buyer packages
Buying your first home can feel impossible, we’re here to change that.
Elevate Property Group is currently offering a range of incentives exclusively for ‘First Time Buyers’ which may include a gifted deposit contribution, legal fee assistance, fitted wardrobes and blinds along with access to specialist mortgage advice.
Property prices in the West Midlands are forecast to grow by 24.6% between 2026 and 2029*, according to Savills. With rents continuing to rise and strong housing demand in Birmingham highlighted by JLL, buying sooner could help secure a home at today’s prices and build equity over time.
JLL ranks Birmingham as the UK’s top city for investment, forecasting 18.8% rental growth by 2028.
In 2026, there’s more support than ever to help first-time buyers make it happen, from reduced taxes and government support to specific developer assistance.
SPEAK TO OUR TEAM ON THE FTB HOTLINE - 0121 272 5729
to ensure you ‘qualify’
1.Stamp Duty
As a first-time buyer, you do not have to pay Stamp Duty on properties up to £300,000 that’s a saving of thousands right from the start.
2. Dedicated Discounts
There are several schemes designed to help first-time buyers, including:
- Gifted Deposit:
Elevate Property Group offers gifted deposits of up to 5% on some developments. - Discounted Market Sales:
Discounts on properties specifically for first time buyers. - First Homes Scheme:
Up to 30–50% off certain new builds.
3. Easier Mortgage options
Some lenders now offer now offer flexible mortgages with minimal or even no deposits. Some may even lend 100% of the purchase price.
Do ask for our access to specialist mortgage advice.
Try Before you Buy
“Our new Try Before You Buy scheme allows prospective buyers to rent an apartment in a select development for a period of six, nine, or 12 months. At any time during the rental tenancy, first-time buyers have the option to buy the property at a pre-agreed sale price, with rent reimbursed up to the value of 5% of the property value by way of a Developer Gifted Deposit contribution.”
Some standout developments include:
Mulberry House (Derby)
Modern apartments in the heart of the city, starting from around £140,000 — perfect for those looking for style and convenience.
Ariel House (Sheldon, Birmingham)
1- & 2-bedroom homes priced from £160,000 — great for commuters with easy access to Solihull and Birmingham.
Chapmans Yard (Birmingham)
Stylish apartments close to Grand Central and next to The Mailbox, starting from £235,000, ideal for young professionals wanting to live in the centre of the action. As part of the government backed ‘first homes’ scheme you can secure an apartment for 70% of market value, with prices just from £204,950 (only for First Time Buyers).
What Deposit Do I Need
As a First-Time Buyer?
Buying your first home? Your deposit could decide where, what, and how soon you buy. The good news: Elevate Property Group offers options to help first-time buyers get on the ladder faster than you think.
The Basics: How Much Deposit Do I Need?
Most UK lenders require a minimum 5% deposit...
- and we may be able to contribute a further 5% (subject to eligibility)
allowing you to secure a more competitive mortgage rate.
